Medicare Advantage (Part C)

Disclaimer per Centers for Medicare & Medicaid regulations:

“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.”

Historically we have not promoted these plans.  However, with recent marketplace changes and plan improvements, we offer them as a cost-effective, valuable alternative, and encourage you to consider as an option.

Medicare Advantage Plans are actually replacements of Original Medicare, and are NOT Medicare Supplements. 

When should I sign up for Medicare? 

We recommend signing up for Part A (Hospital) 2-3 months prior to your eligibility, usually the first of the month in which you turn 65.  If you are drawing Social Security or on Disability you will be automatically enrolled.  Enrollment in Part B (Medical) depends upon your current insurance situation and employment.  You MUST enroll in Medicare Parts A & B, and pay the Medicare Part B premium to be eligible for a Medicare Advantage Plan.  Call our office for counsel. 

Can I see any Dr. I choose?

Medicare Advantage plans have provider networks. These networks, especially the Preferred Provider Networks, have expanded rapidly in the last few years. Call our office for counsel.

I don’t understand how my Medicare Advantage Plan works. Can you help me?

Yes. Call our office for counsel and we will do our best!

Are all Medicare Advantage Plans the same?

No. Plans differ by company, plan, and region. We offer a multitude of plans and work with you, so you make the best choice.

Many Medicare Advantage plans include drug coverage.  Will my coverage be the same as in a separate “stand alone” Part D Plan?

Each Medicare Advantage Plan (and each “stand alone” Part D plan) will have different benefits.  Only a plan search will reveal what is best in your situation.

What are the “extra benefits” of a Medicare Advantage Plan?

All Medicare Advantage Prescription Drug Plans (MAPD) include drug coverage. As with “Stand-Alone” Prescription Drug Plans, we use comparison tools to search for the most cost- effective choices. In addition, nearly all plans offer Dental, Vision, and Hearing insurance as a part of their plan. Call our office for guidance.

Call Stan, Angel, or Gail at 217-228-1622