Medicare Part D

Prescription Drug Plans

Medicare Part D counseling and enrollment are available in our office as a value-added service.  We access all available plans in your zip code.

Is enrolling in a Medicare Part D Prescription Drug Plan Mandatory?

The short answer is “NO.”  However, over 85% of enrollees are satisfied with their drug plan, 91% say their plan is convenient, and 81% think it “is a good value,” according to a 2018 survey by the “Medicare Today” organization.  There is a penalty if you delay enrollment, however.

Can I change my drug plan anytime?

You have an initial enrollment period when you first go on Medicare.  There are other Special Enrollment Periods, such as when you leave an employer’s insurance plan, move, or other special circumstances.   If you do not qualify for a special enrollment period, you can change plans during the Annual Election Period, October 15-December 7, for the beginning of the following year. 

Schwartz Insurances Services offers the FULL SELECTION of available drug plans through the Medicare.gov website. We have worked with the Drug Plans since the inception of the Federal program in 2006.  We educate and encourage our clients to understand the system.  

Call Stan, Angel, or Gail at 217-228-1622